শনিবার, ৩১ মার্চ, ২০১২

An Internet Marketing Strategy For Online Businesses | Inbound ...

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Need Flood Insurance? ? H&K Insurance's Blog

Do you need flood insurance? Well, walk to the nearest mirror and ask the person you see if he or she owns much property that could be damaged or destroyed by water. If the answer is yes, then you should seriously consider buying flood insurance. Most persons who need the protection buy coverage offered by the National Flood Insurance Program (NFIP). If your community doesn?t participate in the program, you?ll have to look into coverage from private insurance companies.

Is A Flood Loss Likely?

The chances of your business, home or personal property being damaged by a flood depends primarily upon where you live. They also depend on other factors such as:

  • how much of a flood warning you receive
  • the level of flood precautions you take (such as moving personal property from lower levels to higher levels), and
  • the precautions taken by your community (such as the use of flood controls in construction standards or sandbagging threatened areas).

Floods are related to weather conditions and tend to affect very wide areas. This often makes chances of a flood loss higher than a loss from fires or windstorms. Many people have the obsolete belief that flood insurance is only needed if you live in a flood prone area.

I Live In A Flood Zone?!

If you hear the term ?flood zone,? you may think that it refers to locations that are particularly vulnerable to flooding. Wherever you live in theUSA, you live in a flood zone. While your area may have a lower chance of flooding than a coastal area or a location situated near a body of water, your area could still experience flooding. A very dry part of the country can be susceptible to flash floods; hilly locations may be harmed by drainage; snowy locations may suffer from heavy snow thaw; other areas may suffer deluges or flooding due to a heavy rain season which has soaked the surrounding soil. So, if you?ve insured yourself against fire, wind and other causes of loss, it certainly makes sense to also protect yourself from the potential of a flood loss.

Why Worry When Disaster Coverage Is Available?

Are you thinking that, after a flood, your loss may be handled by the government declaring a disaster area? However, you?re still taking a couple of large risks. First, your flooded locale may not be deemed a disaster area. Second, being designated as a disaster area is not a bargain. Disaster area status only gives citizens access to government disaster loans. IF you qualify for assistance, you have replaced insurance protection with an obligation to pay off a large, long-term loan. Is it worthwhile to gamble on an opportunity to pick up more debt? You?ll find flood insurance to be a cheaper and much more valuable alternative.

Don?t Be ?All Wet?

You don?t have to leave yourself unprotected. Your agent, an insurance professional, can help you with detailed information on the National Flood Insurance Program. You can also ask for help in getting the coverage you need to ?keep dry? and secure in the face of a flood.

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Canvas printing and canvas prints from your own photos

I?m asked sometimes how to go about getting the best out of my photos and what would be a good idea and a great way to show off your photos would be to have some canvas prints made from them, really it does make a large difference to your home and the presence you get from them to.

If you do decide to have some?canvas printing done then why not opt for the triptych sort of canvas printing, this is basically when you have 1 photo that you have had cut into 3 or 4 or as many canvas prints you like and spread over them to create one whole image when place on your wall. Having a canvas print is an awesome way to present your photos but having a lot of them in an arty fashion just makes them look out of this world.

You can purchase canvas prints online or through high street shops? a lot of time it?s good to see them before you buy them because you will be able to grasp what they look like in terms of the colors and the size of the canvas print to then you can try to imagine it already hung up on your wall.

Of course it much easier through to order your canvas prints online, it?s also tends to be a lot cheaper as well, have you ever noticed that the canvas prints you would find in shops they tend to be on a piece of wood for the backing or a bit of cardboard which I would say is ok but if you want to go for quality then your better to order from an online shop that sells there canvas prints with professional stretcher bar frames, and only that but with the stretcher bars frames they stay a lot more tight for a much longer time to.

Another good thing about canvas printing is that you can have your artwork printed on canvas to, so if you?re an artists and you have some work that you want to show off at an exhibition or you just want to give some of your artwork away as a gift but don?t want to give away the originals then you can simply have some artwork printed on canvas for a very good price and the similarity from the original to the canvas print is very amazing as they look exactly the same and you would even be able to tell the difference from a small distance from the wall, the only real way of telling would be to run your finger across it and you would then find its flat unlike the painting.

So yes that would be a great idea for your artwork if you wanted to give away some of your talent to some friends and family as it would be very much appreciated and a canvas print from your artwork would be just the perfect gift for them that will be remember forever.

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Numerous Choices You Need to Make When Upgrading Your ...

You might be trying to decide if you should remodel your bathroom, so you are trying to find information. Unless you have got plenty of cash, how you begin remodeling your bathroom will be dependent on your budget. You will need to research the cost by coming up with a list of materials and the price for each item. You might be contemplating putting in a new toilet, a new vanity, a new tub or shower, perhaps a sink and maybe new flooring.

You?ll be able to use the internet to research the prices on the items you want to change even if you don?t plan to buy online. By carrying out the investigation, you will have a proper picture if you can actually pay for the renovation or not. Once you price out the complete job, you?ll know if you have to scale it back or cut some things out altogether. For example, delaying on obtaining a new tub or bathroom vanity but replacing everything else could be a cost savings but still be effective. It will require a lot of time to get the pricing correct since many items have so many different price ranges and styles.

After you have all of the materials chosen, that you like, and have their prices, you will know how much your job will cost. At this point you will definitely know whether or not the job is affordable, or if you will have to cut things out. When it comes time to complete the job, you could do it yourself or hire a contractor. If you do not have enough funds to get a contractor, then you should save some more money until you can afford one. Most people who think they can do home improvement jobs, when they don?t have the ability, usually make a mess of the job. If you undertake it yourself and it looks bad, you won?t just have to live with it but it will lower the value of your home.

You will probably need to seriously determine if you want to work with a contractor or do the work yourself. If you undertake it on your own, you will need to do everything by yourself including purchasing materials. Employing a general contractor is a better approach since most of them have the experience and are properly licensed to do the job. One of the most critical decision you need to make when carrying out a remodel job is to hire the right people.

It is not easy to do remodeling jobs, even if they are small like a bathroom, especially if you are planning on doing the work. Remodeling your bathroom is a huge decision so be sure you find the right building contractor at the right price and get the cost information of all the materials you need.

If you?re eager to read about Section 21 Notice Requiring Possession, then you should know Section 21 Notice Rent Arrears.

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Cyber Law courses and its growing scope | 2012 India

In this techno savvy environment, internet has wide applications in e-commerce, e-governance, e-procurement, and so on. As transactions over internet are gaining importance, there is a chance for hackers to interfere in these processes. Here lies the importance of cyber laws to deal with legal issues related to internet crimes. M.Sc in Cyber Law and Information Security, Post Graduate Diploma in Cyber Law, Post Graduate Certificate in Cyber Law, etc are some of the cyber law courses offered at various levels. These professionals can get employed in Forensic departments, in IT firms, Police departments, Banks, Law schools, etc

Cyber Law courses

Undergraduate Courses

  • Bachelor of Technology in Computer Science + L.L.B. (Specialization in Cyber Laws)

Postgraduate Courses

  • Master of Science in Cyber Law and Information Security
  • Master of Technology in Cyber Security

Diploma Courses

  • Post Graduate Diploma in Cyber Laws & Intellectual Property Rights
  • Post Graduate Diploma in Cyber Law
  • Post Graduate Diploma in Cyber Law & Ethics (PGDCE)
  • Post Graduate Diploma in Cyber Law and Information Security (PGDCIS)

Certificate Courses

  • Post Graduate Certificate in Cyber Law (PGCCL)

Scope of Cyber Law Courses

The need for Information Security is gaining importance in the present IT world. Hence the scope of cyber law professionals is also increasing at a fast pace. B.Tech in Computer Science + L.L.B. (Specialization in Cyber Laws) course will help the candidate to have a blend of technical and legal knowledge. They can find chances either in the role of Cyber Consultant in an IT firm or as Legal Advisor under Ministry of Information and Technology. Medium level firms can offer initial level salary packages with in the range of Rs. 15000/- to Rs. 20000/- per month. This may reach up to Rs. 90,000/- per month after obtaining relevant year of experience in the related area.

M.Sc degree holders in Cyber Law and Information Security and M.Tech in Cyber Security can apply for teaching job positions in institutions like Indian Law Institute, Delhi, Asian School of Cyber Law, Mumbai, NALSAR, Hyderabad, and Indian Institute of Information Technology (IIIT) Allahabad. They can also work in the role of Research Assistant in Technology or Law related firm with salary packages starting at Rs 16,000/- per month.

Diploma holders as well as certificate holders in cyber security applications can work as Security Auditors in technological firms or as advisors to web developers. They can also find opportunities in Police departments, Banks, Law schools, etc.

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6 Filipino boys in trouble over FB kiss photos

A Philippine Catholic school is witholding the diplomas of six high school boys who uploaded Facebook photos that appear to show them kissing each other, an education official said Friday.

A day earlier, a Philippine court rejected another Catholic school's decision to bar five girls from graduation ceremonies because they had posed in bikinis for photos posted on Facebook. The cases test the limits of privacy in a conservative Catholic nation that is also among the world's most prolific users of social networking sites.

Department of Education officer Samuel Mergenio said in a interview that the six boys told him they had taken prank photos to make it appear that their lips touched. One of the boys uploaded the pictures on Facebook and mistakenly made them available to others, Mergenio said.

The pictures were not taken at the boys' school, Infant Jesus Academy in the Manila suburb of Marikina, but the students were wearing school uniforms, he said.

Mergenio said the school's chancellor informed the department late Thursday that the boys will be allowed to participate in the graduation ceremonies but "the release of their diplomas will be delayed." He said the school did not say when the diplomas will be handed over and that he was awaiting a formal written report from the school.

The school chancellor was not immediately available for comment Friday.

Related: Students at Hasidic school 'fined' $100 for using Facebook

On Thursday, a judge in central Cebu city issued a restraining order against St. Theresa's College High School, ordering it to allow the five students who appeared in the bikini photos to take part in Friday afternoon's graduation ceremonies.

The school, which declined to comment to The Associated Press, asked the court to reconsider. The girls' lawyer, Cornelio Mercado, said Friday that the school was still insisting on banning the students while its motion for reconsideration is pending.

Mercado said one Facebook photo at issue showed a girl holding a cigarette and a liquor bottle, while others showed all five girls wearing bikinis at a beach party early this year.

School officials took action against the girls for what they called "engaging in immoral, indecent, obscene or lewd acts," according to court records. They said the students would graduate but could not participate in activities or ceremonies.

Earlier this month, the five girls were summoned by the principal and other school officials, "dressed down" and called "sluts" for their Facebook pictures, Mercado said.

The judge, Wilfredo Navarro of the Regional Trial Court, castigated school officials for calling the girls "inappropriate names" and said the students had gone through "a psychologically and emotionally devastating experience." He said not allowing them to participate in graduation activities "would indeed be most un-Christian if not entirely inhuman."

The mother of one girl had petitioned the court on behalf of her daughter. Mercado said the ruling applied to all five.

He said the families on Friday filed charges of "grave oral defamation" and illegal use of photos showing minors against the school and school officials. He alleged that the school officials had illegally obtained the pictures because they were not Facebook "friends" of the girls and were not allowed access.

Related stories:

Copyright 2012 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

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RE: Operation Raccoon City Review: A City Worth Saving | Video ...

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When I put out the call for help with 1UP?s Resident Evil Operation Raccoon City review, I wasn?t sure what to expect. The idea seemed simple enough in theory: 1UP would give this multiplayer-heavy game a fair shake by inviting fans and members of our community to play along and help shape the site?s review. Review together or die alone, and stuff like that.

I was happy to see our community participate and share their opinions and unique perspectives with us. While a few entries didn?t make the final cut, I appreciate the effort and contributions made by all. Honorable mention goes out to 1UP user dayeight, someone who chose not to participate in our multiplayer sessions but offered this surprisingly succinct take on ORC: ?Moving parts create a puppet menagerie of pain, online is fun-ish but isn?t it always.? Nicely put, dayeight. And with that, let?s kick off our first community review and see what our panel had to say about ORC?s strengths and weaknesses.

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Source: http://video-game-shop.net/re-operation-raccoon-city-review-a-city-worth-saving/

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শুক্রবার, ৩০ মার্চ, ২০১২

Weight loss and better fitness slow decline of ... - Hamara Health

Washington, Mar 29 (ANI): Weight loss and increased physical fitness nearly halve the risk of losing mobility in overweight or obese adults with type 2 diabetes, a new study has claimed.

The study is based on four-year results from the Look AHEAD (Action for Health in Diabetes) trial, which has been designed to determine the long-term effects of intentional weight loss on the risk of developing cardiovascular disease in overweight and obese individuals with type 2 diabetes.

"Being able to perform routine activities is an important contributor to quality of life," Griffin P. Rodgers, the study leader from NIH?s National Institute of Diabetes and Digestive and Kidney Diseases (NIDDK), said.

"These findings add support to making lifestyle changes that improve health and reduce disability in people with type 2 diabetes, changes that already have been shown to prevent the disease and provide a good return on investment," Rodgers said.

For the study, beginning in 2001, a total of 5,145 participants were randomly assigned to either an intensive lifestyle intervention group (ILI) or a diabetes support and education group (DSE).

Participants receiving the intervention attended group and individual meetings to achieve and maintain weight loss through decreased caloric intake and increased physical activity. The DSE group attended three meetings each year that provided general education on diet, activity, and social support.

To assess mobility and disability, participants rated their ability to carry out activities with or without limitations. Included were vigorous activities such as running and lifting heavy objects and moderate ones such as pushing a vacuum cleaner or playing golf.

Participants also separately rated their ability to climb a flight of stairs, bend, kneel or stoop, walk more than a mile, and walk one block. Both groups were weighed annually and completed a treadmill fitness test at baseline, after one year, and at the end of four years.

After four years of the study, participants in the ILI group experienced a 48 percent reduction in mobility-related disability compared with the DSE group.

Furthermore, 20.6 percent of ILI participants reported severe disability compared to 26.2 percent of participants in the DSE group.

Likewise, 38.5 percent of those in the ILI group reported good mobility, whereas the rate was 31.9 percent in the DSE group. Weight loss was a slightly stronger predictor of better mobility than improved fitness, but both contributed significantly to the observed reduction in risk.

"With nearly two-thirds of participants reporting mild, moderate, or severe restrictions in mobility when Look AHEAD began, it is critical to address this problem," Mary Evans, project scientist for the study, said.

"This study of mobility highlights the value of finding ways to help adults with type 2 diabetes keep moving as they age. We know that when adults lose mobility, it becomes difficult for them to live on their own, and they are likely to develop more serious health problems, increasing their health care costs," she said.

The study has been recently published in the New England Journal of Medicine. (ANI)

Source: http://hamarahealth.com/news/weight-loss-and-better-fitness-slow-decline-of-mobility-in-diabetics.html

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Gathered Information From The Dyson DC35 Review

If you are looking for a cleaning device, this sleek vacuum cleaner should be included in your shortlist. To learn more about this product, you may check out the Dyson DC35 Review. This is a very reliable source of feedback from its users, with regards to its product features and capabilities. You will immediately discover that this unit is a cordless Digital Slim Multi-floor vacuum cleaner. According to the Dyson DC35 review, an increasing number of buyers claim that this model is very efficient and easy to maneuver. This motorized floor tool has carbon fiber brushes that will allow you to sweep hardwood floors properly. It also enables you to remove deeply lodge dirt from your wall to wall carpet. This capacity can be attributed to its patented Root Cyclone technology.

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Source: http://www.neoartes.com/shopping-and-product-reviews/gathered-information-from-the-dyson-dc35-review/

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New Homes Spring Texas | The Woodlands Real Estate Blog

http://thewoodlandsrealestateblog.com/2012/03/29/new-homes-spring-texas/

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ChickFlix | Productive Web Apps


ChickFlix is a movie review site that caters to the females particularly, as based from its name. Most movie reviews and selections you can see in the site reflect views that specifically gear towards a woman?s perspective (since the writers are females). What?s good about ChickFlix is that they?re classification of what makes a good movie largely expands from the typical standards, thus making the reviews more encompassing and fun to read.

Although the movies are not typically rated, the reviews offer various takes on distinct films and are not meant to be seen as a representative for all women out there. Regardless of your gender, the site is a great way to see unbiased reviews on the latest movies out there.

Do you frequently check out movie reviews first?

Features:

  • Extensive movie catalogue
  • No need to sign up
  • Share reviews
  • Reviews latest films
  • Interactive
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